PAYday FUNDay, Start Easy Investment with Minimum Risk

JAKARTA - It´s been graduated, but it still feels boros and insufficient and fails to keep wanting to invest? Let´s take a look at the following tips to start investing!

When the school time has arrived, people will use their money to pay for all kinds of needs, from primary, secondary to desire, and of course also have to be balanced with the amount of income. The basic needs are generally monthly and daily requirements that must be met, and are usually the largest percentage of expenditure.

Some communities, especially those with low wages, often complain of being incapable of adequately satisfying basic needs. The ability of an individual to meet needs can be influenced by several factors, such as family and environment. Family factors such as the sandwich generation will be difficult to meet their own needs, then environmental factors also influence a person in spending their money and one of them is FOMO. (fear of missing out).

For some people, when the trial arrives, it will leave their money to be saved on the account. Besides saving, one of the things to do for every person who already earns is investing. In a modern era like this, investing has become a luxurious and easy thing to do, especially for young people. Technological advances so rapidly helped disseminate information related to investment products.

Important investments are made early on to get extra income in later days, but often people are hindered from investing because they assume they have to use large enough capital. Nowadays there are many investment instruments that do not require large capital, even with just Rs100,000 can already be an investor.

A suitable investment instrument for small capital and new investors is a trust fund. A trust fund is a container used in collecting funds from the community to be managed by an investment manager. Currently, the existence of a fund is quite popular in the finance community because it has minimal indications of risk and competitive benefits.

For beginners, MNC Asset Management money market funds, namely MNC Dana Lancar with a return of 4.61% a year net and MNC Barokah Shariah Fund with a net return of 4.09% a year based on NAB as of November 27, 2023. The public can start investing funds by accessing the website address www.motionfunds.id.